Since its founding
in Baton Rouge in 2001,


Assurance Financial has grown from two employees to over one hundred, and we’ve expanded our locations to provide our services to close to a dozen real estate markets throughout the South.

Assurance Financial specializes in residential home loans. That’s all we do.

Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and really good customer service. Real estate agents like how well we take care of their clients, the trust and relationships they develop with particular loan officers, and the fact that we handle underwriting and processing in house.  Corporate Relocation Departments like our technology that allows us to perform online loan closings, making the application and paperwork go as smoothly as possible. 

Assurance Financial isn’t a mortgage broker. We’re a mortgage banker. That means we loan our own money, which makes the lending process that much more credible. As an independent banking firm not tied to any other bank or third-party lender, we are able to shop around for the best interest rates for our customers.

Are you overwhelmed?
 
If you’re a first-time home buyer, it’s likely you’re somewhat intimidated by the home-buying experience. Even people who have previously bought homes will find themselves inundated by paperwork, confusing processes, and new concerns.
 
The right loan officer can help you find your way through this unfamiliar territory. Assurance Financial loan officers are approachable and available, even outside business hours. Unlike large banks who make their customers talk with representatives in distant states, Assurance Financial handles the entire mortgage process in house.
 
Below are popular loan programs we offer. Feel free to talk to a loan officer about any questions you may have.
 
Conventional Fixed Mortgages & Adjustable Rate Mortgages (ARMs)
 
 
 
 FHA Fixed Mortgages & ARMs
  • Loans that are federally insured so we can offer better terms
  • Require a down payment of 3.5%
  • Require only $100 down on HUD REO properties
 
 
VA Fixed Mortgages & ARMs
  • Loans that are guaranteed by the U.S. Department of Veterans Affairs, allowing us to offer veterans better terms
  • No down payment required
  • Loan limit of $417,000
 
 VA Jumbo Fixed Mortgages
  • Loans that are guaranteed by the U.S. Department of Veterans Affairs, allowing us to veterans better terms
  • No down payment required
  • Loan limit of $729,750 or the VA county loan limit, whichever is less
 
Jumbo Fixed Mortgages, ARMs, and Interest-Only ARMs
  • For loan values between $417,001 and $3 million
  • Require a minimum down payment of 20%
 
USDA Guaranteed Rural Housing Program
  • For rural properties located in areas deemed eligible by the USDA
  • No down payment required
  • Income limits apply
 

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Find a loan officer near you to find the program best for you!